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PRIVACY STATEMENT
The following policy explains how we gather and use personal information
in detail. This policy may change from time to time and DebtConsolidationWithoutALoan.com
reserves the right to change or modify this policy at any time with or
without notice. If you have any questions about this policy, please feel
free to contact "info@DebtConsolidationWithoutALoan.com"
By registering and using this Site, you signify your
acceptance of this Policy. If you do not agree to the terms of this Policy,
in whole or part, you should not use this Site, and should immediately
terminate your registration (if you have signed up) by following the instructions
in “Opting-Out of Further Communications:”
Registration:
DebtConsolidationWithoutALoan.com only collects personally identifiable
information ("PII") that is volunteered during the registration
process or in response to specific information requests. Examples of PII
that may be requested include: first and last name, address, email address,
and telephone number. Anybody completing and submitting any of the forms
(including our newsletter) on the DebtConsolidationWithoutALoan.com domain
is considered a "registrant."
DebtConsolidationWithoutALoan.com is a matching service, not a
debt consolidation company and does not provide any financial services
directly. When you register with DebtConsolidationWithoutALoan.com you
automatically consent to registration in all the other online properties
in the DebtConsolidationWithoutALoan.com network (collectively, the "Network
Sites"). Accordingly, DebtConsolidationWithoutALoan.com may share
registrant PII with the Network Sites.
By providing PII and other information to this Site, registrant fully
understand and unambiguously consent to the collection and processing
of such information in, and the transfer of such information to Network
Sites, the United States and other countries or territories, in accordance
with the terms of this Policy.
Use and Sharing of PII
DebtConsolidationWithoutALoan.com reserves the right to use registrant
PII: (1) for the specific purpose for which such information was provided
(including matching registrants with a debt consolidation company or companies).
(2) as disclosed at the time such information is provided; and (3) as
disclosed in this Policy. However, please note that DebtConsolidationWithoutALoan.com
may change this Policy at any time and therefore DebtConsolidationWithoutALoan.com
may in the future use registrant PII for additional purposes not currently
included in this Policy.
Also, DebtConsolidationWithoutALoan.com may share registrant PII with
its partners, sponsors, advertisers, service providers and marketers’
lookup and reference services and any other entities that DebtConsolidationWithoutALoan.com
believes are able to provide registrants with special offers and opportunities.
Note that although DebtConsolidationWithoutALoan.com advises everyone
who receives Registrant PII from DebtConsolidationWithoutALoan.com to
support this Policy, DebtConsolidationWithoutALoan.com has no control
over such party's information handling practices and is not responsible
for any failure of such party to adhere to this Policy.
As a condition of registration, registrants agree that
DebtConsolidationWithoutALoan.com may share their PII with the Network
Sites and third parties. If you do not agree that DebtConsolidationWithoutALoan.com
may share your PII with such entities, you may not register on DebtConsolidationWithoutALoan.com,
and if you are already registered, you must immediately terminate your
account, by following the instructions in “Opting-Out of Further
Communications.”
Additionally, DebtConsolidationWithoutALoan.com may share Registrant PII
in aggregate, non-personal form, with select companies that wish to reach
a particular target audience. This information will allow these entities
to provide relevant offers to specific registrants.
Finally, DebtConsolidationWithoutALoan.com may disclose
registrant PII in order to: (1) comply with applicable laws; (2) respond
to governmental inquiries; (3) comply with valid legal process; and (4)
protect the rights or property of DebtConsolidationWithoutALoan.com, the
Network Sites or other registrants of this Site.Do Not Call Registry Compliance:
By submitting personal contact and/or financial information through (DebtConsolidationWithoutALoan.com
domain), the user hereby grants written permission to DebtConsolidationWithoutALoan.com,
its affiliated sites, and its business partners for contact via telephone,
mail, and/or e-mail. Further, by registering at DebtConsolidationWithoutALoan.com
you are consenting to receive phone calls from DebtConsolidationWithoutALoan.com,
its affiliated sites, and its business partners for contact via telephone,
including but not limited to lenders that may contact you regarding credit
counseling; thereby registrants waive their right to file a claim with
the FTC or any other agency in reference to these calls or contacts.
Third Party Offers:
From time to time, we make our customer e-mail list available
to other reputable organizations whose products or services we think you
might find interesting. If you do not want us to share your e-mail address
with other companies or organizations, please let us know by calling us
at the number provided above, writing to us at the above address.
By registering at DebtConsolidationWithoutALoan.com you may receive follow-up
contacts/offers from third party companies. We cannot be responsible for
the services or representations of third party advertisers. Links to Other
Sites:
DebtConsolidationWithoutALoan.com contains links to other sites. We are
not responsible for the privacy practices or the content of such web sites.
Security, Fraud, and Abuse:
This site has security measures in place to protect the
loss, misuse, and alteration of the information under our control. DebtConsolidationWithoutALoan.com
regularly reviews these measures to better protect you. Opting-Out of
Further Communications:
DebtConsolidationWithoutALoan.com registrants may opt-out of receiving
further communications from DebtConsolidationWithoutALoan.com. Registrants
may, at any time, choose not to receive promotional emails from DebtConsolidationWithoutALoan.com
or the Network (1) following the "unsubscribe" instructions
in any DebtConsolidationWithoutALoan.com e-mail received by registrant,
or (2) writing to unsubscribe@DebtConsolidationWithoutALoan.com
Note that unsubscribing from one email list does not automatically unsubscribe
you from any other email list that you may be on. Please read the email
carefully to find out which list you are unsubscribing from.
Must Be 18 Years or Older:
DebtConsolidationWithoutALoan.com or its Network is neither
intended for, nor directed to, children under the age of 18. If DebtConsolidationWithoutALoan.com
learns that a person who registers on the Site is under the age of 18,
DebtConsolidationWithoutALoan.com will promptly delete that individual's
registration. Transfer In Certain Circumstances:
In its sole discretion, DebtConsolidationWithoutALoan.com may transfer,
sell or assign information collected on and through this Site, including
without limitation, PII and other registrant-provided information, to
one or more third parties, as a result of the sale, merger, consolidation,
change in control, transfer of substantial assets, reorganization or liquidation
of DebtConsolidationWithoutALoan.com and/or Network Sites.
Change in Policy:
DebtConsolidationWithoutALoan.com may, from time to time,
amend this Policy, in whole or part, in its sole discretion. Depending
on the nature of the change, DebtConsolidationWithoutALoan.com will either
announce the change (1) on the privacy policy page of the site, or (2)
provide such notice via e-mail to registrants. By not unsubscribing, following
the announcement of any changes, you will be deemed to have agreed to
such changes. If you do not agree with the terms of this Policy, as it
may be amended from time to time, in whole or part, you must terminate
your registration by unsubscribing at unsubscribe@DebtConsolidationWithoutALoan.com
Customers may prevent their information from being used for purposes other
than those for which it was originally collected by calling us at the
number provided above, writing us at the above address.
With respect to security: We always use industry-standard encryption technologies
when transferring and receiving consumer data exchanged with our site.
If you feel that this site is not following its stated information policy,
you may contact us at the above addresses or phone number.
Presented by:
DebtConsolidationWithoutALoan.com
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